《彭博社》援引一位熟悉蘋果未來產品計劃的內部人士消息稱,蘋果全新的面部識別技術,支持3D傳感器以及虹膜掃描儀,可實現毫秒級別的身份識別,更為先進的是,iPhone無需正對著人臉,即便是平放在桌面上,也可以進行識別。
如果該消息屬實,它將意味著iPhone史上的又一次重大革新,並且削弱iPhone對Touch ID的依賴,不過報告並未確認蘋果是否會繼續在旗艦機型上使用Touch ID功能。
不知能不用本人也能進行面部識別呢…是的話就恐怖了,網上這麼多自拍相…
Alto ventos est coeptis utque fecit. Phoebe sine circumfuso arce. Tanto aliis. Matutinis cornua origo formaeque animal mundo. Chaos: fabricator. Natura mundo caesa addidit. Cuncta habendum meis omni ille formaeque emicuit septemque et. Lege fecit aethere porrexerat gentes horrifer formas.
《彭博社》援引一位熟悉蘋果未來產品計劃的內部人士消息稱,蘋果全新的面部識別技術,支持3D傳感器以及虹膜掃描儀,可實現毫秒級別的身份識別,更為先進的是,iPhone無需正對著人臉,即便是平放在桌面上,也可以進行識別。
如果該消息屬實,它將意味著iPhone史上的又一次重大革新,並且削弱iPhone對Touch ID的依賴,不過報告並未確認蘋果是否會繼續在旗艦機型上使用Touch ID功能。
不知能不用本人也能進行面部識別呢…是的話就恐怖了,網上這麼多自拍相…
Follow these instructions on how to create a link to your enterprise.ipa file. By doing this, your enterprise app can be installed by simply clicking a link on an iOS device.
Important Information
These are the items to change:
Important Information
Your link should look like: itms-services://?action=download-manifest&url=https://yourdomainname.com/app.plist. Replace “http://yourdomainname.com/app.plist" with the URL to the app.plist file located on your web server.
香港文匯報訊 VR睇樓普及。利嘉閣昨宣佈推出「RicaGo」服務,整合多項IT技術,包括升級版「VR360高清實景」睇樓、全方位流動盤機及「LIVE CHAT」功能,將搵樓、睇樓及買賣過程整合,務求做到「一手掌控」。首100位採用VR虛擬實境放盤的業主,並可獲贈VR眼鏡一副。
斥2000萬加強發展IT
利嘉閣地產總裁廖偉強表示,今年將投放超過2,000萬元進一步強化IT發展。未來推出的「全方位流動盤機」能夠將線下樓盤資訊連結雲端技術,讓前線銷售人員可以透過手機隨時隨地連結系統,快捷獲取準確的樓盤資訊,解答客戶查詢。現時,客戶可透過利嘉閣的「LIVE CHAT」功能,即時向各區前線銷售人員查詢,打破分行營業時間及地區之限制,加強服務效率。
他指公司會持續投放更多資源,研發更多創新的IT產品,目標是讓客戶由查詢樓盤、放盤、睇樓,以至到完成買賣交易的過程,全部可透過互聯網一站式包辦,為用戶提供更優質的服務體驗。
廖氏續指,去年利嘉閣是首間地產代理率先積極推動VR虛擬實境技術,提供360度高清實景睇樓服務。現時利嘉閣「VR360高清實景」的片量是各大地產代理之首,連同製作中的片量,數目超過300條,預計今年年終片量可超過1,000條。
利嘉閣地產資訊科技部聯席董事譚宗秩表示,過往二手買賣,如買家想實地視察心儀單位,須與業主約時間「開門睇樓」,惟港人工作忙碌,時間上較難遷就;「VR360高清實景」睇樓服務正好解決雙方時間難以配合的問題,買家可以隨時隨地「現場參觀」放盤單位。
Robo-advisors can be a great way to easily set up the right asset allocation and keep your portfolio balanced. You provide some basic information such as age, goals and risk tolerance and the computer does the rest. Since their business is developed around the idea that a computer program can manage everything easily, it would make sense that these firms would have great apps for your smartphone to go with the service — especially since many of them are attempting to target tech-savvy Millennials. Following are five robo-advisors that also have apps to go with their services. All of the companies listed below offer both an Android version and an IOS version of their apps.
With the Betterment app for IOS and Android, you can access your account to check the balance and your investment returns for the funds that you have invested with them. Within the app, you can also link your checking account and review investing goals. It also allows you to make deposits and withdrawals. The ISO version also syncs with your Apple Watch and allows you to review your investing goals. (For more, see: Are Robo-Advisors a Good Idea for Young Investors?)
Wealthfront also offers an app that allows you to monitor your investments for both IOS and Android. The app allows you to track and managed your investments in a streamlined platform. The app’s mobile activity feed gives you timely updates on any account activity, for example, it will alert you that your deposit has been received. It also provides investment recommendations and graphs of how your investments have performed over time. Using the app, you can sign-up for an account, create a retirement plan, edit it and more.
Personal Capital has one of the most comprehensive apps and some of the best reviews. You can use this app even if you are not using their advisor services. The app allows you to monitor all of your investments in one place, including the ones that are not at Personal Capital. It includes what your returns are, how your investments are doing compared with market benchmarks, and it also has up to date asset allocation information. Additionally, it pulls in spending information from your bank accounts to help with budgeting and cash flow management. About the only thing you can’t do within the app is handle investing transactions if you are a part of their advisory services.
This app is similar to Personal Capital in that you can see all investments, no matter where they are held, in one place. SigFig is one of the few investment monitoring apps that will pull in and classify your options correctly if you invest in them. The only difference between SigFig and Personal Capital is that SigFig does not offer budgeting and cash flow management tools. As with the others, if you want to trade you must go to the website.
The app from Charles Schwab Corp is fantastic because it allows you to manage your investments within the app itself. Not only can you view your accounts and get return information, but you can also trade, edit trade orders, cancel orders, deposit checks and more. You can do this for both their robo-advising services and for any other account that you may hold with them. You cannot see what is in other investment accounts outside of Schwab or manage your cash flow from within this app.
While the major robo-advisors do offer apps for your smart phone, right now there is only one where you have the same functionality as the website. That firm is Schwab. The others are basically apps to check in on your balance and see what your return is. With Personal Capital and SigFig, you do get the benefit of seeing all your investments in one place, no matter where they are invested. If you are investing with Betterment or Wealthfront, it may be a better option to monitor your investments with either SigFig or Personal Capital and then do your transactions on their websites. This way you can at least see a complete picture of your investments.
Alipay国際決済は、中国No.1のオンライン決済サービスです。
1億人以上が利用しているこの決済手段を、日本にいながら簡単にご利用いただけます。
当社では手間なく一括でご導入いただけるだけではなく、セキュリティの観点を大きなテーマとして、より一層安心してご利用いただけるよう努めて参ります。
ご入金確認やお客さまへの返金などを、日本語の管理ツールから処理していただくことが可能です。
また、決済時にお客さまへ表示するインターフェースも日本語です。
日本の販売サイトであれば、日本円のまま販売を行うことが可能です。Alipay側で中国の通貨である人民元に換算します。Alipayをご利用のお客さまには、人民元に換算された価格をご確認いただいてから、ご購入いただけます。また、事業者さまには販売時点の日本円価格での売上金をお支払いいたしますので、為替変動のリスクがありません。
Alipay国際決済では、システム接続、言語の違い、煩雑な海外送金などを、事業者さまに代わってすべて当社が対応いたします。
事業者さまの締め期間に合わせて、決済内容と入金内容を突合・取りまとめのうえ、お支払いすることが可能です。また、当社の決済手段を複数ご利用の場合も、事業者さま側に入金確認の必要はなく、まとめてお支払いいたします。
Alipay国際決済は、各事業者さまの決済処理を一括で代行するサービスです。
Alipay, China’s biggest online payments platform, is stepping up its global expansion with a major foray into North America, taking on PayPal and ApplePay in their home market.
Hangzhou-based Alipay has partnered with US credit card processing service First Data Corp to support mobile payments in four million merchants and retailers across the world’s largest consumer market, according to a joint statement by the two companies early on Tuesday.
“Our goal is to extend reliable payment services to the over four million Chinese consumers who visit North America every year,” said Souheil Badran, the president at Alipay North America.
The announcement followed news on Monday that Tencent Holdings has partnered with Citcon, a mobile payments start-up in California’s Silicon Valley, to expand the use of its WeChat Pay platform to support Chinese tourists in the US. Alipay was first to collaborate with Citcon in February this year.
(Source: SCMP )
【星島日報報道】港人熟悉的支付寶終於登陸香港。去年8月獲發儲值支付工具牌照(SVF)的螞蟻金服昨日宣布,今日起正式推出香港版「支付寶HK」,上午10時於App store 及Google Play上架,讓用戶下載使用。
螞蟻金服港澳台區總經理李詠詩昨日表示:「支付寶HK」用戶可綁定有VISA及Mastercard的信用卡,或以現金增值至帳戶後,便能在包括屈臣氏、美心及周大福(1929)等2000間店鋪使用,即使用戶手機沒有網絡,只須掃描QR code便可完成交易。她期望,今年內支援港幣錢包的商鋪數目可增至超過8000間,與內地支付寶錢包看齊。
她指出,下一步將會考慮發展P2P交易方式,並擴展其他應用程式的功能,比如支付水電煤等生活類繳費,與第三方保險公司推出在線銷售旅遊保險、人身意外保險。
她續稱,「支付寶HK」用戶需要有本地手機號碼才能使用港幣錢包,每宗交易都會以短訊通知,目前只適用香港地區,暫時不可於海外或內地使用。支付寶亦與小商戶洽談合作,收取商戶的費用將十分具競爭力,亦會考慮與的士合作。她表示,發展港幣版支付寶時,已經考慮到本地消費模式,例如增加收集印花等功能,相信經過本地化的支付寶,有助推動應用程式的發展。
金管局助理總裁鄭發表示,儲值支付工具如同自動櫃員機及網上銀行一樣,需要時間發展成熟,希望儲值支付供應商控制好風險,亦鼓勵公眾支持及使用儲值支付工具。
「支付寶HK」首批在港的合作商戶,包括連鎖藥房、超市、電器店及化妝品連鎖店等逾2000間。而目前內地版支付寶在香港覆蓋的商戶超過8000間,年內會逐步實現同步接受人民幣及港幣支付。此外,「支付寶HK」亦推出迎新優惠,只要用戶在商店消費滿20元即可獲得電子印花,儲滿3個可獲50港元回贈,每個用戶僅獲一次優惠。
目前香港手機支付品牌有八達通O!ePay、TNG、WeChat Pay(港版微信支付)、拍住賞、支付寶HK,以及沒有儲值功能且毋須SVF牌照的Apple Pay、Samsung Pay及Android Pay。而Paypal亦已取得SVF牌照,惟未有公布在香港的發展計畫。
n the head office of Guru Online created by Alan Yip (BBA 2004), the colourful interior design and decorations, and the runway threading through the space of more than 10,000 square feet all speak of the company’s innovative, cyber-tech nature of its business. The open-plan office boasts a 200-strong staff without a single partition in sight. Its 400-plus-square-feet pantry features a ping-pong table in the middle, a turf of artificial grass to the right, and a sea-view coffee bar by the windows offering free coffee at all times.
Guru’s core business is digital marketing, and the comfy and relaxing workplace is created to inspire its staff’s imagination and creativity. Alan characterizes digital marketing as ‘brand-building on the Internet in collaboration with corporate clients’, with special emphasis on speed and passion.
The interview for this article took place the day after Facebook’s annual F8 developer conference, where Zuckerbergannounced the imminent launch of AR (augmented reality) features for the Facebook Camera. Alan said, ‘I watched the live broadcast of the conference at one o’clock last night. Today in our office, I’m already discussing with colleagues how to devise brand-new sales promotions for our clients’ products in the next two weeks in view of the new Facebook features.’
Before starting his own company, Alan was employed as marketing director in a cosmetics company, overseeing marketing expenditure. ‘Back then, print and TV advertising were the order of the day. After allocating a small budget for ad placement on Baidu, I was amazed by the unexpectedly high pay-off. Ten years ago, digital marketing was still a novelty and people’s idea about it was limited to email promotion. But seeing the vast potential for this new business approach, I decided to set up shop,’ he said.
He stressed that Guru is positioned as an Internet enterprise rather than an advertising agency. The former relies on AI (artificial intelligence) computing technology to place ads for their clients on major digital platforms. Linked with over 1,000 websites and apps in Hong Kong, such technology embeds the promotional contents directly into the ad space. AI will control when the ads will pop up or run on the platforms.
In the first week, AI will collect advertising data, and on day 8, will start optimizing ad placement. For example, ads generating low hit rates on a particular website will be immediately switched to other platforms. Such an optimization process implements full automation through Internet technology instead of being controlled by individual advertising platforms, doing away with the need for coordination among companies.
Internet technology not only lends itself to ad placement better targeted at the right customers, but can also record and identify netizens’ behavioural patterns. The data collected can help businesses adjust and improve their products and services according to users’ preferences.
In 2012, equity investment from the Mainland’s entertainment group Huayi Brothers opened doors for Guru Online to enter the Mainland market. Buoyed by the resulting phenomenal growth, in 2015, Guru was listed on the Growth Enterprise Market, becoming the first Internet marketing enterprise listed in Hong Kong.
Alan’s company is celebrating its 10th anniversary while the average age of his staff is 27, with the vast majority of them born after the 1980s. Drawing from his experience in working with millennials, he made these personal observations: ‘They enjoy freedom, hate monotonous work, crave equality, refuse to hold authority in high regard, and aspire to an autonomous life. While these are perfectly understandable, few companies can accommodate them. Not surprisingly, you see a lot of angst among the younger generation.’
In view of this, company rules at Guru are tailor-made for its young employees—so long as they fulfil their monthly work quotas, they are free to show up for work or leave the office at any time of the day. Freedom aside, motivation also comes into the equation. Rather than having staff appraisal once a year, as is the common practice among most companies, Guru has four each year, giving a raise to star performers each time. ‘For my staff, getting promoted is just like passing game levels. It will spur them on to work harder,’ Alan explained.
As an ardent supporter of his alma mater’s active promotion of entrepreneurship in recent years, Alan will be a guest speaker on CUHK Entrepreneur Day to be held on 12–13 May and is planning to share with the University community his experience in making Guru a listed company. ‘In the past few years, CUHK has organized various events to enable its students to realize their entrepreneurial dreams. I have also noticed an increase in CUHK-graduates-turned-entrepreneurs. This goes to show the University’s initiatives are heading in the right direction. What I like best about CUHK is its idyllic campus that gives free rein to students’ thoughts and imagination. Isn’t it similar to the atmosphere at Guru?’
Reported by Christine N., ISO
Photos by Thomas@Hiro Graphics
( Source: The Chinese University of Hong Kong website)
葉碩麟是中大工商管理學院2004屆畢業生。他創立的「超凡網絡」(Guru Online)於北角的總部讓人一望而知是家以創新為尚的科網公司——放眼望去盡是色彩繽紛的裝潢與擺設;一條首尾相接的跑道貫通逾萬呎的開放式辦公室;二百多名職員在電腦屏幕前熱火朝天的工作,而他們之間不見任何隔板;四百呎的茶水間中央有張乒乓球檯,右邊是塊人造草地,窗前一張向海的吧檯供人隨時上座享用免費咖啡。
工作環境營造得輕鬆舒適,目的是激發員工的想像力與創造力,因為「超凡」從事的是數碼營銷(digital marketing),葉碩麟定義它為「在互聯網的環境裏與企業共同建立品牌」,講求速度與激情。
訪問當天碰巧是Facebook F8開發者大會翌日,朱克伯格宣布將推出擴增實境相機功能。葉碩麟說:「我昨晚凌晨一點觀看發布會直播,今天馬上和同事籌劃未來一兩個星期該怎樣因應Facebook的新功能,為客戶設計全新的產品宣傳內容。」
葉碩麟大學畢業後也投身過職場,創業前是一家化妝品公司的大中華區市場總監,負責審批市場營銷開支。「當時的廣告支出主要花在紙媒和電視上,我也嘗試過撥少量資金在百度等網站作互聯網營銷,發現後者的效果出乎意料的顯著,投入少而回報高。十年前,數碼營銷還是新興事物,大家尚停留在電郵推廣階段。但我看到這行業的潛力巨大,所以決定自立門戶。」
他強調「超凡」的定位不是廣告公司,而是互聯網企業。後者以互聯網技術為本,替客戶在各大數碼平台投放廣告,靠的是一套人工智能運算技術——它和香港過千網站與應用程式掛鈎,直接將宣傳內容植入這些平台的廣告版位,而人工智能可控制這些廣告何時彈出,何時播放。
人工智能首星期會收集廣告數據,第八日開始根據數據優化投放,例如發現廣告置在某網站的點擊率低,則馬上轉投到別的平台。這優化投放過程的控制權並非掌握在各廣告平台手裏,而是透過互聯網技術實現全自動化,省卻公司與公司間的周旋。
互聯網技術除了令廣告更有針對性的呈現在目標客戶眼前,還能記錄、歸納網民的行為習性,收集所得的大數據有助商家根據用戶喜好,調整、改善產品或服務。
「超凡網絡」2012年獲內地娛樂集團華誼兄弟入股,更助「超凡」打開內地市場,其業績突飛猛進,遂於2015年在創業板掛牌,成為香港首間上市的互聯網營銷企業。
在這家剛滿十歲的公司,員工的平均年齡也僅為二十七歲,絕大部分是八九十後。葉碩麟這樣總結和千禧世代共事的心得:「他們喜歡自由,討厭千篇一律的工作,追求制度平等,不看重權威,希望自主人生。這些都沒有錯,但能與之配合的企業並不多,所以年輕一代難免怨氣沖天。」
有鑒於此,「超凡」的公司制度專為年輕人度身訂造:員工可以任何時間上下班,只要每月做足指定工時即可。自由度高之餘也不缺努力工作的動力:普通公司一年一次的績效評核,「超凡」一年四次,每次評核成績優秀者能獲加薪。「就像打機過關一樣,升級升得快,他們就工作得起勁。」
近年中大積極推動創業家精神,葉碩麟也鼎力支持。他將於5月12至13日舉行的「中大創業日」回母校擔任演講嘉賓,與師生校友分享其上市之路。「中大近兩三年透過不同活動、平台支援學生圓創業夢,我也觀察到這段時間的確多了畢業生創業,足證大學在這方面下的功夫十分到位。中大校園宜人,天高海闊,利於拓展思維,放飛想像,這與『超凡』的氛圍不是有異曲同工之妙嗎?」
文/資訊處 Christine N.
圖/Thomas@Hiro Graphics
(來源: 香港中文大學網站)
GALAXY NOTEシリーズというのは日本でも非常に人気の機種だということを知っていますか?2017年に入りGALAXY NOTE8が発売される可能性が非常に高いということがわかりました。GALAXY NOTE7では色々問題もありましたが、GALAXY NOTE8を日本で販売するということで期待している人はかなり多いのではないでしょうか。
SIMフリーの世界でもGALAXY シリーズは結構売れております。